Virtual Terminal is a secure, browser-based interface
that enables businesses to authorize, process and manage
credit card transactions from any computer that has
an Internet connection and a Web browser. Virtual Terminal
replaces standard authorization terminals or software,
and provides the best solution for merchants who manually
enter credit card transactions for mail or phone order
Virtual Terminal suits businesses of
all sizes because it reduces the complexity and expense
normally associated with authorizing and processing
credit card transactions. It's also much faster than
standard dial-up authorization systems.
Businesses with an FastCharge account
may access the Virtual Terminal through the FastCharge
Web site using any Web browser. After logging into their
FastCharge account using a unique user ID and a password,
merchants can access the complete range of FastCharge
services -- authorizations for purchases, credits and
returns, status and activity reports, and much more.
To authorize credit card transactions,
the merchant must complete an electronic form that provides
the FastCharge system with the information it needs
to complete the transaction. This information is encrypted
using the latest 40 or 128-bit Secure Socket Layer (SSL)
3.0 technology and is sent to an FastCharge host server.
The server then sends the data through the authorization
network to the appropriate card issuer's bank using
a secure, proprietary connection. When the process is
complete -- this usually takes around three seconds
-- the merchant receives an authorization number, and
the FastCharge server stores the transaction. Transactions
are automatically settled each day and are typically
funded within two to three business days.
Merchants can also check the status
of transactions and run a variety of reports right from
the FastCharge Merchant Interface.
Sign up for an FastCharge account to
use the Virtual Terminal service through any of our