Card present retail credit card processing
Card Present

Card Present


Fast Charge Card Present Virtual Terminal

Now you can process retail POS transactions and take advantage of reduced card present merchant account transaction fees using our Virtual POS (VPOS) and an inexpensive credit card swipe reader attached to your PC. No software installation is required, and no dedicated credit card terminal needs to be installed.

Fast Charge VPOS allows you to process real time credit card transactions using your existing computer with an Internet connection.

iMag card reader


  • Reduced Processing Fees – Card Present transaction rates are generally lower than e-commerce rates.
  • No Software Fees – Everything you need is included in your Fast Charge gateway service. No additional software needs to be purchased or installed. Also, there are no software licensing or upgrade fees for multiple installations — use it on as many computers at your location as you need.
  • Consolidated Reporting – All of your transactions (retail, mail-order, telephone-order, ecommerce, batch, etc.) are available for viewing online 24×7 using the Online Merchant Center system.
  • Debit card ready – Add on PIN based debit card transaction processing to give your customers additional payment options and further reduce your processing fees.
  • Secure – All transactions are secured using SSL encryption.

IDTECH Keyboard Wedge



What do I need to start processing card present transactions? 

  1. A computer with an Internet browser (Internet Explorer or Netscape)
  2. An Internet connection, preferable full-time (for example, Cable or DSL)
  3. A merchant account that is configured for card present (retail) transactions
  4. A credit card swipe reader



To start getting card present transaction rates, you will need to swipe the customers credit card at the time of sale. Swipe card readers are simple devices that attach to your computer via USB, serial port, or keyboard wedge (attaches between your keyboard and your computer).

See the Compatible Hardware List to view all supported Card Present hardware.



card swipe reder for iPhone



Note: Card Present processing is available for merchants processing through the following authorizing networks:

  • Central Coast Processing
  • Concord EFSNet
  • First Data Nashville Host Capture
  • First Data Nashville Terminal Capture
  • First Data North
  • Global Payments East
  • Paymentech-Tampa
  • RBSLynk
  • Sberbank
  • TSYS/Vital
  • WorldPay ISO 8583


 free iphone app

Get Started Free Today!

Sign up or Switch Free Today! All Information Will Remain 100% Confidential!

  • Free Merchant Account Setup
  • FREE Month to Month Contract
  • FREE No Obligation Application
  • FREE Credit Card Terminal Options
  • FREE No Hidden Cancellation Fees
  • FREE Cost Savings Rate Review
  • FREE Mobile Payment Apps
  • Free Termination Fee
  • Free V/MC/Discover/Amex Setup
  • Free Guaranteed Low Rates
  • Free Support
  • Free Unlimited Users
  • Free Brute Force Prevention
  • Free CVV/CVV2 Verification
  • Free Virtual Terminal
  • Free Secure Payment Forms
  • Free Recurring Billing
  • Free Over Limit Fee
  • Free Batch Processing
  • Free Fraud Screening
  • Free Terminal Programming
  • Free Country And IP Blocking

Payment Gateway

Fast Charge is a quick, easy and secure way to process all of your payments. It's real-time and you're always open!



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