Online Check Processing Electronic Billing & Invoicing Software
Process Checks Online

Process Checks Online


Online Check Processing



The Fast Charge Payment Gateway automatically includes a FREE online check processing option with each gateway license. The online check processing form will be added to the credit card form in the online virtual terminal. There are no set up or monthly fees for this additional service however the automatic approval does have some limits as follows:

  • Transaction fees usually less then merchant account fees
  • Recurring billing included free – same as credit cards
  • Only applies to U.S. checking accounts
  • Free set up applies with the credit card processing option
  • Contact your sales rep for a checks only option

The Automated Clearinghouse (ACH) is an electronic payment delivery system. First introduced in the early 1970s as a more efficient alternative to checks, ACH has evolved into a nationwide mechanism that processes electronically originated credit and debit transfers for institutions nationwide. ACH is a rapidly growing alternative to paper checks and handles billions of payments annually.

In fact, online checks will rise in value from $300 million in 2003 to $50.2 billion this year, and will be worth $190.9 billion by 2015.

When businesses overlook ACH Paperless Checks, they lose the opportunity to nearly double their Internet sales. By offering paperless check processing, businesses contribute to their bottom line by expanding their potential customer base. Many customers either do not have credit cards or they prefer to pay with checks. Now, businesses can easily accept checks online with Fast Charge. This service allows customers to securely purchase products and services using their existing checking or savings account while allowing businesses to expand their online payment options beyond credit cards.

Fast Charge is a pioneer in the transaction processing arena, and we continue to consistently provide our customers with leading edge products, ensuring every competitive advantage.

Online Check Features:

  • Comprehensive online paperless check processing – saves businesses the expense and difficulty of implementing a turnkey payment processing solution. Fast Charge provides all the service and functionality a business needs to start accepting checks online.
  • Low cost, low implementation – paperless check processing does not require an Internet merchant account, therefore businesses enjoy lower processing and transaction fees.
  • Fast Charge – provides enterprise back-office services featuring robust reporting and utility options. Fast Charge provides businesses the tools they need to effectively manage their online business.
    Industrial-strength security screening – ensures customers 100% online purchasing security over secure socket layer (SSL).
  • Fraud and Risk Management (FRISKâ„¢) – customizable fraud and risk management system that allows businesses to employ an optimal level of protection for their business. The result is maximized sales and minimized risk.
  • Dedicated support – provides advanced and reliable client support. Fast Charge gives businesses the personal attention and responsiveness they need to succeed online.

Why Accept Checks?

  • 68% of all business payments are by check
  • 23% of households do not have a credit card
  • 45% of all credit card holders are within 5% of their credit limit
  • 83% of all consumer bills are paid by check
  • 50% of all non-cash payments are by check
  • 10 million households without credit cards are online
  • 74.6 million Internet check transactions in 2008
  • 633 million Internet check transactions in 2008

Over 16 billion Internet check transactions in 2013

(The statistics quoted above were gathered from NACHA and the U.S. Federal Reserve)

Get Started Free Today!

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  • Free Merchant Account Setup
  • FREE Month to Month Contract
  • FREE No Obligation Application
  • FREE Credit Card Terminal Options
  • FREE No Hidden Cancellation Fees
  • FREE Cost Savings Rate Review
  • FREE Mobile Payment Apps
  • Free Termination Fee
  • Free V/MC/Discover/Amex Setup
  • Free Guaranteed Low Rates
  • Free Support
  • Free Unlimited Users
  • Free Brute Force Prevention
  • Free CVV/CVV2 Verification
  • Free Virtual Terminal
  • Free Secure Payment Forms
  • Free Recurring Billing
  • Free Over Limit Fee
  • Free Batch Processing
  • Free Fraud Screening
  • Free Terminal Programming
  • Free Country And IP Blocking

Payment Gateway

Fast Charge is a quick, easy and secure way to process all of your payments. It's real-time and you're always open!



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