What is Address Verification?
Address Verification Service (AVS) matches the known address information associated with the given credit card number against the billing address information provided by the user. If the information does not match, the transaction is declined in Fast Charge. The merchant has the option of choosing the level of match required for an approved transaction.
Transactions which are declined due to non-match of AVS information are still authorized by the credit card network, but the sale amount will NOT be charged to the credit card holder’s account and will not be deposited to your bank account.
The following AVS options are available:
AVS can not be performed on all cards, for example some cards issued outside of the U.S.
Please select how you would like such cards to be handled.
By default, if AVS is enabled, transactions entered via the Virtual Terminal will be subject to AVS verification. There is an option on the Virtual Terminal page that allows users to bypass this verification. You can choose to allow or disallow this bypass for your users.
NOTE: This affects transactions processed through the Virtual Terminal only.
Some merchants are see excessive declines because of P.O. Boxes as addresses. These declines are usually because the customer doesn’t use the period in P.O. or they just use Box etc.. If you need to you can adjust your configure setting to only verify the 5 Digit Zip. We only recommend doing this if you know your customer. We still recommend you review the order information in your order manager and if the address doesn’t match you can call the customer to confirm their information before shipping.
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